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18.06.2025

U.S. weekly mortgage applications fall 2.6 per cent

The Mortgage Bankers Association (MBA) reported on Wednesday that the mortgage application volume in the U.S. fell 2.6 per cent in the week ending June 13, following a 12.5 per cent surge in the week before. 

According to the MBA’s data, last week’s drop in mortgage applications reflected a 3.0 per cent decline in mortgage applications to purchase a home and a 2.1 per cent decrease in mortgage refinance applications.

The report also showed that the average fixed 30-year mortgage dropped from 6.93 per cent to 6.84 per cent, the lowest level since early May. 

Commenting on the latest survey results, Joel Kan, MBA’s vice president and deputy chief economist, noted that mortgage rates decreased last week, driven by financial market volatility caused by current geopolitical conflict and ongoing tariff uncertainties. “Even with lower average mortgage rates, applications declined over the week as ongoing economic uncertainty weighed on potential homebuyers’ purchase decisions,” he added.

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